1. Overview

This website is operated by Medloria. Throughout the website, “we,” “us,” and “our” refer to Medloria. We provide this website, including information, tools, digital educational products, and services, subject to your acceptance of these Terms and our other policies.

By visiting the website, creating an account, or purchasing a course, bundle, download, or other digital product, you use our “Service” and agree to be bound by these Terms.

2. Eligibility and Lawful Use

You must be legally capable of entering into a binding agreement in your jurisdiction. If you permit another person to use your account, you remain responsible for activity conducted through that account.

You may not use the Service:

• For any illegal, fraudulent, or unauthorized purpose.
• To violate intellectual-property, privacy, or other legal rights.
• To transmit malicious code, viruses, or harmful technology.
• To interfere with website security, performance, or availability.

3. Educational Purpose and Medical Disclaimer

Medloria provides educational information only. Content on the website and in purchased products is not medical advice, diagnosis, treatment, prescribing guidance, or a substitute for consultation with a qualified healthcare professional.

You are responsible for applying information lawfully and within your professional qualifications, scope of practice, local regulations, and clinical judgment.

Medloria does not provide CME or CE credit, professional certification, certificates of completion, licensure, or authorization to diagnose, treat, prescribe, or perform a regulated activity.

4. Digital Products and Access

Products sold by Medloria are digital educational products. No physical product is shipped unless a product page expressly says otherwise.

Access may be delivered through email, a customer account, a download page, a third-party storage platform, or another electronic method. You are responsible for providing a correct email address and using a compatible device, browser, internet connection, and software.

Access duration, included files, language, format, and course contents are described on the relevant product page. We may make reasonable technical or organizational changes without materially reducing the purchased content.

5. License and Acceptable Use

A purchase grants you a limited, personal, non-exclusive, non-transferable, and revocable license to access and use the purchased materials for lawful personal educational purposes.

You may not, without written permission:

• Share account credentials, download links, or files with others.
• Copy, reproduce, republish, upload, sell, rent, sublicense, or distribute materials.
• Use course content to create a competing product, database, training, or commercial service.
• Remove copyright, ownership, watermark, or attribution notices.
• Circumvent download, access, account, or technical restrictions.

Unauthorized sharing or redistribution may result in suspension or termination of access and other remedies available by law.

6. Product Information and Availability

We make reasonable efforts to present product titles, descriptions, images, prices, formats, and included materials accurately. Minor differences in appearance, file organization, or presentation may occur.

We may update, correct, modify, suspend, limit, or discontinue a product or feature when reasonably necessary. Offers are void where prohibited.

7. Prices, Payments, and Taxes

Prices may change without notice, but a price change will not alter a completed purchase. You agree to provide current, complete, and accurate billing and account information.

Payments may be processed by independent payment providers. By submitting payment information, you authorize the applicable provider to charge the selected payment method.

You are responsible for taxes, currency conversion, bank fees, or other charges that may apply to your transaction, except where we are legally required to collect and remit them.

8. Order Review, Refusal, and Cancellation

We may review, refuse, limit, hold, or cancel an order where we reasonably suspect fraud, unauthorized payment, pricing error, misuse, sanctions risk, duplicate transactions, resale activity, or violation of these Terms.

If we cancel a paid order before access is provided, we will arrange an appropriate refund through the original payment method where required.

9. Refunds and Returns

Refund eligibility is governed by the Refund or Return Policy published on our website and any mandatory consumer rights that apply.

Because digital products may be made available immediately, your right to cancel may be affected after access, download, or delivery begins, where permitted by applicable law.

10. Accounts and Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us promptly if you suspect unauthorized access.

We may suspend access to protect customers, investigate suspicious activity, maintain security, or enforce these Terms.

11. Third-Party Tools, Links, and Services

The Service may rely on or link to third-party payment processors, hosting platforms, file-storage services, analytics providers, embedded media, and other external services.

Third-party services are governed by their own terms and policies. We are not responsible for content, availability, security, privacy practices, or transactions controlled by those third parties.

12. User Content, Reviews, and Feedback

When you submit a review, testimonial, suggestion, or other content, you confirm that it is accurate, lawful, and does not infringe the rights of another person.

You grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, edit, and display submitted feedback for website, service-improvement, and promotional purposes, subject to applicable privacy law.

We may remove content that is unlawful, misleading, abusive, defamatory, infringing, malicious, or otherwise inappropriate.

13. Intellectual Property

The website, branding, design, text, graphics, arrangement, and original content are protected by intellectual-property laws. Third-party course names, speaker names, logos, and materials remain the property of their respective owners.

Nothing in these Terms transfers ownership of intellectual property to you. Rights not expressly granted are reserved.

14. Prohibited Conduct

You must not:

• Use the website for unlawful, deceptive, abusive, or discriminatory activity.
• Submit false, misleading, or impersonated information.
• Scrape, crawl, copy, index, or extract content through automated means without permission.
• Attempt to access restricted systems, accounts, files, or data.
• Spam, phish, distribute malware, or collect personal data unlawfully.
• Interfere with security features or the proper operation of the Service.

15. Accuracy, Errors, and Corrections

Website information may occasionally contain errors, omissions, or outdated details relating to pricing, descriptions, promotions, availability, or included content.

We may correct errors, update information, or cancel an affected order where appropriate. Nothing in this section limits mandatory rights provided by applicable law.

16. Disclaimer of Warranties

To the maximum extent permitted by law, the website, Service, and digital products are provided on an “as is” and “as available” basis.

We do not guarantee that access will always be uninterrupted, error-free, secure, or compatible with every device or software configuration. We do not guarantee specific educational, professional, financial, clinical, or health outcomes.

Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

17. Limitation of Liability

To the maximum extent permitted by law, Medloria and its operators, personnel, contractors, and service providers will not be liable for indirect, incidental, special, punitive, or consequential loss, including lost profits, lost data, business interruption, or loss arising from unauthorized reliance on educational content.

Where liability cannot be excluded, it will be limited to the maximum extent permitted by applicable law. Nothing excludes liability that cannot legally be limited, including liability for fraud or other non-excludable matters.

18. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Medloria and its operators, personnel, contractors, and service providers from third-party claims arising from your unlawful use of the Service, breach of these Terms, or violation of another person’s rights.

19. Suspension and Termination

We may suspend or terminate access where you materially breach these Terms, misuse content, share access without authorization, engage in fraud, threaten website security, or fail to pay amounts lawfully due.

Provisions concerning intellectual property, payment obligations, disclaimers, liability, indemnification, and dispute matters survive termination.

20. Privacy

Our collection and processing of personal information are governed by our Privacy Policy. By using the Service, you acknowledge that policy.

21. Governing Law and Consumer Rights

These Terms are governed by the laws applicable to the operator of Medloria, subject to any mandatory consumer protections that apply in your country of residence.

Nothing in these Terms removes rights that cannot legally be waived or restricted. Before bringing formal proceedings, both parties are encouraged to attempt to resolve the issue in good faith.

22. Severability and Entire Agreement

If a provision is found unlawful or unenforceable, it will be limited or severed to the minimum extent necessary, and the remaining provisions will continue in effect.

These Terms, together with policies referenced on the website, constitute the agreement governing your use of the Service.

23. Changes to These Terms

We may update these Terms to reflect changes in our website, products, technology, legal obligations, or business practices. The latest version will be published on this page with an updated date.

Continued use of the Service after an update constitutes acceptance of the revised Terms, subject to applicable law.

24. Contact Information

Questions about these Terms should be sent to:

Medloria
Website: medloria.com
Email: [email protected]